Aside from the securities-backed G fund and the fixed income investment F fund, all other Thrift Savings Plan funds closed out 2021 with higher returns than the month before. In addition, the F fund was the only one to end the year in the red, according to the latest monthly returns released Monday.
In a stark contrast to 2020, the other stock funds rose sharply from November to December. The common stock index investment C fund went from a return of -0.69% to 4.48%, the small capitalization stock index S fund went from -5.03% to 0.58%, and the international stock index I fund went from -4.66% to 5.10%. The F fund fell from 0.30% to -0.31% between November and December, while the G fund declined slightly from 0.13% to 0.12%.
The F fund was also the only stock fund that did not follow the pattern of sharp spikes throughout the fourth quarter of 2021.
Year over year, the G, C and I funds were higher in the last month than in December 2020, while the F and S funds had lower returns.
Among the Lifecycle funds, December was also a time for dramatic upswings. All funds had positive returns after a November entirely in the red. The biggest monthly increase was in the L 2055, 2060 and 2065 funds which rose from -2.71% in November to 4.08% in December.
However, all Lifecycle funds had lower returns year over year, the smallest being the L Income fund which dipped from 1.07% in December 2020 to 1.06% last month.
| Thrift Savings Plan — December 2021 Returns | |||
| Fund | December | Year-to-Date | Last 12 Months |
| G fund | 0.12% | 1.38% | 1.38% |
| F fund | -0.32% | -1.46% | -1.46% |
| C fund | 4.48% | 28.68% | 28.68% |
| S fund | 0.58% | 12.45% | 12.45% |
| I fund | 5.10% | 11.45% | 11.45% |
| L Income | 1.06% | 5.42% | 5.42% |
| L 2025 | 1.90% | 9.75% | 9.75% |
| L 2030 | 2.54% | 12.37% | 12.37% |
| L 2035 | 2.76% | 13.43% | 13.43% |
| L 2040 | 2.99% | 14.51% | 14.51% |
| L 2045 | 3.17% | 15.40% | 15.40% |
| L 2050 | 3.37% | 16.34% | 16.34% |
| L 2055 | 4.08% | 19.90% | 19.90% |
| L 2060 | 4.08% | 19.90% | 19.90% |
| L 2065 | 4.08% | 19.90% | 19.90% |
