In a decidedly 2020 fashion, Thrift Savings Plan returns dropped in December as sharp as they jumped a month earlier.
The securities-backed G fund aside, which stayed unchanged at 0.07%, numbers released Monday showed monthly declines everywhere else. Nevertheless, all funds stayed in the black for the second month in a row, the highest performance for December being in the small capitalization stock index S Fund — compared to 18.26% in November.
The international stock index I Fund had a monthly return of 4.64% compared to 15.54% the month before. The common stock index investment C fund finished December at 3.84% versus 10.95% for November. The fixed income investment F fund ended December at 0.14% compared to 0.99% the month before.
While most stock funds finished 2020 higher than they did a year prior, the G fund finished 0.09% lower than it did in December 2019.
As for the Lifecycle funds, the L 2055, 2060 and 2065 funds each finished December at 4.63% compared to 13.55% in November — a change of 8.92 percentage points. The L Income fund had a December return of 1.07% compared to 3% the month before.
Unlike the stock funds, all Lifecycle funds finished year higher than they did at the same time in 2019, although the L 2055, 2035, 2045, 2055 and 2065 funds were only added in June.
| Thrift Savings Plan — December 2020 Returns | |||
| Fund | Dec. | Year-to-Date | Last 12 Months |
| G fund | 0.07% | 0.97% | 0.97% |
| F fund | 0.14% | 7.50% | 7.50% |
| C fund | 3.84% | 18.31% | 18.31% |
| S fund | 7.24% | 31.85% | 31.85% |
| I fund | 4.64% | 8.17% | 8.17% |
| L Income | 1.07% | 5.15% | 5.15% |
| L 2025 | 2.27% | n/a | n/a |
| L 2030 | 2.79% | 11.26% | 11.26% |
| L 2035 | 3.06% | n/a | n/a |
| L 2040 | 3.34% | 13.16% | 13.16% |
| L 2045 | 3.59% | n/a | n/a |
| L 2050 | 3.83% | 14.79% | 14.79% |
| L 2055 | 4.63% | n/a | n/a |
| L 2060 | 4.63% | n/a | n/a |
| L 2065 | 4.63% | n/a | n/a |
